Credit insurance is a type of life coverage designed for credit users who applied for long-time credits with banks. This product provides security in the event of death of a credit user.

Financial discipline and guarantees that business banks require from the user are the promise of repaying in the event that a credit user cannot make their payments.

There is always a risk, however, so a responsible credit user purchases an Insurance policy for these products protecting in this way his dearest ones from repayment.
Insurance period is being fixed over a specific time.

Payment Policy allows installment payments as well as complete one-time payment, annually, half-yearly, quarterly or monthly.
Maximum credit limit insured in event of death is approved sum of the credit. Insured sum and premium are being reduced monthly as the client pays back the credit. Insurance covers the real damage of the credit user up to a sum of debt.

For any further information you can contact our info centre by phone at: 020/406-106, by email at:  This e-mail address is being protected from spambots. You need JavaScript enabled to view it or take a look at Life insurance general conditions and Credit user insurance / specific conditions sections.